ICICI Bank offers eligible borrowers housing loans at attractive interest rates starting at 6.90% p.a. with extended loan tenures up to 30 years and easy repayment options. The low processing fees ranging from 0% - 0.50% (plus Applicable Taxes) of the loan amount and full waiver of prepayment penalty on floating rate loans. ICICI also links with the PMAY Scheme, offering home-buyers a boost with respect to buying a house.
Attractive Interest rates on both fixed and floating rate loans
Lower Equated Monthly Installments (EMIs)
Zero prepayment charges on floating rate loans
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ICICI Home Loan Calculator
BankBazaar ICICI Bank Home Loan EMI Calculator is an easy-to-use and hassle-free financial tool that lets you calculate your monthly instalments quickly with 100% accurate results every time. All you need to do is enter your preferred loan amount, interest rate, processing fee, and tenure. Hit “Calculate” to view the results.
You can also check a detailed breakdown of your repayment schedule through an amortisation table.
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ICICI Bank Home Loan Schemes
ICICI Bank Instant Home Loan
Pre-approved housing loans up to Rs.1 crore available exclusively for customers with salary account with the bank
No documents to be submitted at the time of sanction
Discounted processing fee
Borrowers Type Floating Rate of Interest (% p.a.) Processing Fee
For Salaried 8.65-9.25 Up to 2% of the loan amount plus applicable tax
For Self-employed 8.80 – 9.40 Up to 2% of the loan amount plus applicable tax
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आईसीआईसीआई बैंक गृह ऋण योजनाएं :
आईसीआईसीआई बैंक इंस्टेंट होम लोन
बैंक में वेतन खाते वाले ग्राहकों के लिए विशेष रूप से उपलब्ध रु.1 करोड़ तक के पूर्व-अनुमोदित आवास ऋण
मंजूरी के समय कोई दस्तावेज जमा नहीं करना है
रियायती प्रसंस्करण शुल्क
उधारकर्ता प्रकार फ्लोटिंग ब्याज दर (% प्रति वर्ष) प्रसंस्करण शुल्क
वेतनभोगी के लिए 8.65-9.25 ऋण राशि के 2% तक और लागू कर
स्वरोजगार के लिए 8.80 - 9.40 ऋण राशि के 2% तक और लागू कर